FOI/202600519557 · FOI · unclear
Accountant in Bankruptcy - Protected Trust Deeds (PTDs) information: FOI release
Information requested
Information regarding Protected Trust Deeds (PTDs) for the period from 1 April 2025 to 31 March 2026:
1. Refusals of Discharge:
The number of individuals who were refused discharge from their PTD. A breakdown of these cases by Insolvency Practitioner.
2. Ingathered Funds:
The total amount of money ingathered from individuals who failed to be discharged from their PTD. If possible, a breakdown of the ingathered amounts by Insolvency Practitioner.
3. Duration to Failure:
The average length of time between a PTD being protected and the point at which it failed, resulting in the individual being refused discharge.
4. Dividends to Creditors:
The total amount of ingathered money that was paid out as a dividend to creditors from these failed PTDs.
5. Average Debt Amount:
The average amount of debt associated with these failed PTD cases.
6. Subsequent Bankruptcy Applications:
The number of individuals from the above group who subsequently self-sequestered through a debtor application. Of these, how many were via the Minimal Asset Process (MAP)?
7. Homeownership in PTDs:
The number of current live PTD cases where the individual owns their own home. The total number of live PTD cases. If available, a breakdown of live cases and homeowner status by Insolvency Practitioner.
Response
Please find the information requested attached at Annex A.
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